Our loans
Personal, auto, mortgage and business financing with transparent rates
Personal loan
Finance your projects: renovation, travel, education.
From 3% APR
Auto loan
New or used vehicle financing up to 60 months.
From 3% APR
Mortgage
Primary or secondary residence with tailored terms.
From 3% APR
Business loan
Working capital, equipment and growth financing.
From 3% APR
Our story
A bank built for real projects
Finsub Bank was founded on a simple idea: everyone deserves access to fair, transparent credit — without income barriers or hidden fees. From Paris to Lisbon, we support individuals and businesses with the same rigour as traditional banks, powered by modern technology.
Every loan application is reviewed by a dedicated advisor. You receive a personalised offer with a full amortisation schedule before you sign. Funds are disbursed directly to your Finsub account once approved.
“I financed my renovation at 3% with full transparency. The advisor guided me through every step — I signed electronically the same week.”
Marie L.
Personal loan client, France
Finsub Bank in numbers
50K+
Satisfied clients
20+
Countries served
3%
From APR
24h
Average response
Why trust Finsub Bank
3D Secure & encryption
256-bit SSL encryption and strong authentication on every payment.
GDPR compliance
Your data is protected under European regulations. We never sell your information.
24h response
A dedicated advisor reviews your file and responds within one business day.
50K+ clients
Individuals and businesses across 20+ countries trust Finsub for their financing.
Loan simulator
Estimate your monthly payment before applying.
Loan calculator
Estimated monthly payment: €449.22
Indicative simulation — final offer after review.
How it works
- 1Submit your application online with amount and loan type.
- 2Our advisors review your file and send a personalised offer with full amortisation.
- 3Pay the application fee if required, then sign electronically.
- 4Once approved, funds are disbursed to your Finsub account.
Why borrow with Finsub Bank
- Transparent rates with no hidden fees
- Personalised offer with full repayment schedule
- Secure electronic signature
- Dedicated advisor throughout the process
Frequently asked questions
What is the minimum APR?
Rates start from 3% APR depending on loan type, amount and profile. A personalised offer with the exact rate is provided before signature.
How long does approval take?
Most applications receive a decision within 24–48 business hours after document submission.
Do I need an account with Finsub Bank?
Yes. Opening an account takes about 5 minutes. You can apply for a loan immediately after KYC verification.
Are there hidden fees?
No. All fees are disclosed upfront in your personalised offer. The simulator gives an indicative monthly payment.
